How ICE is building the future of lending with Tim Bowler

With major players racing to own the entire homeownership journey, AI reshaping how we work, and digital natives entering their prime buying years, the mortgage industry is at a turning point.

So, Dale Vermillion sat down with the president of its largest tech provider to ask a simple question: Where is this all going?

The answer might surprise you.

Tim Bowler, President of ICE Mortgage Technology, isn’t just focused on making lending faster or more efficient—he’s on a mission to make it more human.

From mobile-first tools to predictive analytics and AI-driven servicing, ICE is building technology that helps mortgage professionals deliver both speed and personalization—at every stage of the borrower journey.

In this episode, Tim and Dale dive into:

‣ Why the future of lending is high-tech and high-touch

‣ How AI can elevate people instead of replacing them

‣ What today’s borrowers actually need from lenders

‣ What gives Tim hope about where the industry’s headed

‣ A case study on rebuilding homeownership in Detroit

If you’re wondering how you or your company fit into the future of lending—and want a competitive edge to get there—this episode will leave you encouraged, inspired, and ready to lead.